Honda City Available on Monthly Installments Starting at Rs 68,629
Buying a brand-new Honda City has become more accessible in Pakistan, as United Bank Limited (UBL) has introduced an attractive UBL Drive auto financing plan with monthly installments starting from Rs. 68,629 under its residual-value option.
The offer applies to all major Honda City variants, allowing customers to enjoy lower monthly payments through a flexible financing structure designed to ease the burden of rising vehicle prices.
UBL Drive Makes Honda City More Affordable
Under the UBL Drive program, buyers can opt for a 50 percent residual value plan, which significantly reduces monthly installments compared to conventional fixed-rate financing. This option is ideal for customers who want to upgrade their vehicle without putting excessive pressure on their monthly budget.
UBL has set the financing rate at 14.5 percent, offering customers a balance between affordability and flexibility.
UBL Honda City Installment Plans (2026)
| Variant | Price | Down Payment | Financing Amount | Fixed Monthly Installment | Residual Monthly Installment |
|---|---|---|---|---|---|
| Honda City 1.2 M/T | Rs. 4,649,000 | Rs. 1,673,640 | Rs. 2,975,360 | Rs. 102,415 | Rs. 69,184 |
| Honda City 1.2L CVT | Rs. 4,689,000 | Rs. 1,734,930 | Rs. 2,954,070 | Rs. 101,682 | Rs. 68,629 |
| Honda City 1.5L CVT | Rs. 5,439,000 | Rs. 2,447,550 | Rs. 2,991,450 | Rs. 102,969 | Rs. 69,558 |
| Honda City 1.5L Aspire M/T | Rs. 5,649,000 | Rs. 2,655,030 | Rs. 2,993,970 | Rs. 103,055 | Rs. 69,616 |
| Honda City 1.5L Aspire CVT | Rs. 5,849,000 | Rs. 2,866,010 | Rs. 2,982,990 | Rs. 102,677 | Rs. 69,361 |
Monthly Installments Across Honda City Variants
With the residual-value option, monthly installments for Honda City variants range between Rs. 68,629 and Rs. 69,616, depending on the model. Customers choosing standard fixed-rate financing can also opt for higher monthly payments with lower end-of-term liabilities.
This flexibility allows buyers to select a plan that best suits their financial situation.
Key Benefits of the Residual-Value Plan
The residual-value structure offers several advantages:
- Lower monthly installments
- Reduced upfront financial pressure
- Flexible end-of-tenure options, including resale or refinancing
It is especially suitable for salaried individuals and families planning to change vehicles after a few years.
Also Read:
How Much Does It Cost to Charge an Electric Car in Pakistan?
How to Apply for Honda City Installments via UBL
Interested buyers can apply online through the official UBL Drive portal by submitting basic personal, employment, and income details along with CNIC and bank statements. After application submission, a UBL representative contacts the customer to complete documentation and finalize financing terms.
UBL states that the process involves quick approval and minimal documentation, with financing tenures ranging from 1 to 3 years.
